:root{--navy:#0e2a3a;--navy-dark:#0a1f2c;--slate:#33495a;--mist:#f2f6f8;--line:#dbe5ea;--accent:#e8551d;--accent-dark:#c84512;--ink:#16242e;--body:#3d4f5c;--white:#ffffff;--radius:10px;--shadow:0 2px 14px rgba(14,42,58,0.1);--maxw:1080px}*{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth}body{font-family:-apple-system,BlinkMacSystemFont,Segoe UI,Roboto,Helvetica Neue,Arial,sans-serif;color:var(--body);line-height:1.65;background:var(--white);-webkit-font-smoothing:antialiased}h1,h2,h3,h4{color:var(--ink);line-height:1.25;font-weight:700}h1{font-size:clamp(1.9rem,4.2vw,2.7rem)}h2{font-size:clamp(1.45rem,3vw,1.9rem)}h3{font-size:1.15rem}p{margin-bottom:1rem}a{color:var(--navy)}ul{padding-left:1.2rem}.container{max-width:var(--maxw);margin:0 auto;padding:0 20px}.section{padding:56px 0}.section--mist{background:var(--mist)}.section h2{margin-bottom:18px}.btn{display:inline-block;padding:14px 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var(--line);border-radius:var(--radius);padding:22px}.step:before{counter-increment:step;content:counter(step);display:inline-flex;width:34px;height:34px;border-radius:50%;background:var(--navy);color:var(--white);font-weight:800;align-items:center;justify-content:center;margin-bottom:12px}.step h3{font-size:1.02rem;margin-bottom:6px}.step p{font-size:.92rem;margin:0}.ctaband{background:var(--accent);color:var(--white)}.ctaband__inner{display:flex;align-items:center;justify-content:space-between;gap:20px;flex-wrap:wrap;padding:34px 20px;max-width:var(--maxw);margin:0 auto}.ctaband h2{color:var(--white);font-size:1.4rem}.ctaband p{margin:4px 0 0;opacity:.92}.ctaband .btn{background:var(--white);color:var(--accent-dark);font-size:1.15rem}.faq{margin-top:24px;display:grid;grid-gap:12px;gap:12px}.faq details{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:18px 20px}.faq summary{font-weight:700;color:var(--ink);cursor:pointer}.faq details p{margin:12px 0 0;font-size:.96rem}.arealist{display:flex;flex-wrap:wrap;gap:10px;margin-top:20px}.arealist a{background:var(--mist);border:1px solid var(--line);padding:9px 16px;border-radius:999px;text-decoration:none;font-weight:600;font-size:.92rem;color:var(--slate)}.arealist a:hover{border-color:var(--navy);color:var(--navy)}.prose{max-width:760px}.prose h2{margin:34px 0 12px}.prose ul{margin-bottom:1rem}.leadform{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:28px;box-shadow:var(--shadow);max-width:560px}.leadform label{display:block;font-weight:700;font-size:.88rem;color:var(--ink);margin:14px 0 6px}.leadform input,.leadform select,.leadform textarea{width:100%;padding:11px 12px;border:1px solid var(--line);border-radius:8px;font-size:1rem;font-family:inherit}.leadform .consent{display:flex;gap:10px;align-items:flex-start;margin:16px 0}.leadform .consent input{width:auto;margin-top:4px}.leadform .consent label{font-weight:400;font-size:.78rem;color:var(--body);margin:0;line-height:1.5}.leadform button{width:100%;margin-top:6px;border:none;cursor:pointer}.leadform .formnote{font-size:.8rem;color:var(--slate);margin-top:10px;text-align:center}.footer{background:var(--navy-dark);color:#9fb4c0;padding:44px 0 90px;font-size:.9rem}.footer a{color:#c6d4dd}.footer__cols{display:grid;grid-template-columns:2fr 1fr 1fr;grid-gap:32px;gap:32px;max-width:var(--maxw);margin:0 auto;padding:0 20px}.footer__cols h4{color:var(--white);margin-bottom:10px;font-size:.95rem}.footer__cols ul{list-style:none;padding:0}.footer__cols li{margin-bottom:6px}.footer__disclosure{max-width:var(--maxw);margin:28px auto 0;padding:20px 20px 0;border-top:1px solid rgba(255,255,255,.12);font-size:.78rem;line-height:1.6}@media (max-width:720px){.footer__cols{grid-template-columns:1fr}}.callbar{position:fixed;bottom:0;left:0;right:0;z-index:60;display:none}.callbar a{display:flex;align-items:center;justify-content:center;gap:10px;background:var(--accent);color:var(--white);font-weight:800;font-size:1.05rem;padding:16px;text-decoration:none}@media (max-width:720px){.callbar{display:block}}.crumbs{font-size:.82rem;margin-bottom:18px}.crumbs,.crumbs a{color:var(--slate)}.pagehero{background:linear-gradient(160deg,var(--navy) 0,var(--navy-dark) 70%);color:#c6d4dd;padding:44px 0}.pagehero h1{color:var(--white);margin-bottom:10px}.pagehero p{max-width:680px;margin:0}.twocol{display:grid;grid-template-columns:1.4fr 1fr;grid-gap:40px;gap:40px;align-items:start}@media (max-width:860px){.twocol{grid-template-columns:1fr}}